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Money/banking/remittance · Newcomer, Worker, Family

Opening a New Zealand bank account

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Check a bank's account-opening and activation requirements before you arrive or start work.

Some banks let you open an account before arrival, depending on your visa and arrival plans. Ask your chosen bank what it requires. INZ's banking guide explains that you may need an IRD number and links to official information about registered banks.

An account opened overseas may still need activation when you arrive. Banks often ask you to verify identity and a permanent address. If you will be in temporary accommodation, ask the bank which documents it will accept before relying on the account for your first pay.

Key facts

Official sources

Kislap publishes this resource for general information only. Nothing here is immigration, legal, financial, tax, medical, employment, or other professional advice; check official sources and speak with a qualified professional before acting.

Review history (1)
  1. Revision 1 ·

    Initial banking review. No bank endorsement, fee comparison or guaranteed account opening.